Standard Life is the latest provider to voice its support for partial transfers to be made a mandatory requirement. Often seen as giving consumers the best of both worlds, a partial transfer allows some benefits to remain in the DB scheme, thus providing an element of guaranteed income. The transferred portion is then available for flexible withdrawals and has the potential to be passed on to next generation. The FCA is expected to provide further guidance on defined benefit transfers when it updates its Handbook. At SRC we always investigate the option of a partial transfer as part of our overall DB transfer service.