SRC Wealth Management | a Chartered Financial Planning company that provides specialist advice on defined benefit pension transfers

A simple four step process, which lets you stay in control

We deliver our advice using a simple four step process. At the end of each step it will be for you to decide whether to continue or not.


Step 1 – Initial Consultation

Initial consultations are usually held at our offices, although home visits may be possible in certain situations.

To ensure we are adequately prepared we will send you a financial questionnaire to complete and return (please note, this must be returned at least 48 hours prior to your appointment).

Initial consultations are fairly relaxed, confidential and normally last around one hour. We will confirm any additional items we require you to bring to the meeting.

If we believe you would benefit from our services we will write to you following the consultation explaining what we can do and what it will cost.

Initial consultation fees, which are payable on the day of your appointment, are as follows:

  • General financial planning advice, including investments and pension - £150
  • Defined benefit transfers - £250

Please note that these fees are payable even if we decide not to work with you.


Step 2 – Financial Plan

Drafting your financial plan is a core element in our advice process and will involve:

  • Identifying your specific financial objectives
  • Identifying your attitude to investment risk and capacity for loss
  • Reviewing your existing plans and investments
  • Identifying any shortfalls or surpluses in your plans
  • Making provider/product recommendations as appropriate

Only when we have a detailed understanding of current position, will we be able to advise you on a suitable course of action.

You will receive a written report detailing our advice. We will also arrange a follow up meeting to explain what we have recommended.


Step 3 – Implementation

If our recommendations involve the purchase of financial products then this is something we can arrange for you. We will liaise with the product providers to ensure that everything is arranged as we have recommended.


Step 4 – Ongoing Advice

We will normally recommend that we keep your financial plan under regular review to ensure that things remain on track to meet your objectives. We will provide you with regular updates and will meet with you at least annually.


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