SRC Wealth Management | a Chartered Financial Planning company that provides specialist advice on defined benefit pension transfers

Time to enjoy a new phase in life

We are acutely aware that for many, retirement can be a particularly anxious time. Changes in lifestyle as well as making some big financial decisions can keep people awake at night.

And although the introduction of Pensions Freedom legislation in 2015 was welcomed, there can now seem a bewildering number of options from which to choose.

Getting things wrong at this stage of life can be extremely costly, which in our opinion means that taking professional financial advice is essential.

If you’re thinking about retirement then it’s possible that you may be asking yourself some of the following questions:

  • When can I retire?
  • Do I have enough money to retire?
  • What should I do with my pensions and investments?
  • How can I take advantage of the new pension freedoms legislation?

We specialise in helping people make the transition from work to retirement providing support and advice during this key phase of life.

Our ‘At Retirement’ service aims to remove the stress and worry by using a four step approach:

  1. First, we’ll start by helping you prepare for retirement. This involves working out exactly how much money you’ll need to enjoy the retirement you want.
  2. Second, we’ll look at what you’ve got and work out whether this is sufficient to meet your requirements. Shortfalls may need to be addressed, whereas surpluses could mean earlier retirement or increased spending.
  3. Third, we’ll explain your options and advise you on a suitable course of action. Whether you should transfer your pension, buy an annuity or use income drawdown, we’ll run through the pros and cons of each and put you in an informed position.
  4. And finally, once you’ve retired, we can provide ongoing advice and support. We’ll keep a watchful eye over your finances leaving you free to enjoy the retirement you’ve worked hard for.

If this sounds like a service that could benefit you, please get in touch to find out how we can help you.

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